ASSET/LEASE FINANCE LOAN – Ibharcan Investment Limited

Leave Money Problem to us Just Focus on your Home

Ibharcan Investment Limited can help you make your dreams of buying a new or fairly used vehicle or

new generator a reality by offering you up to 100% of the cost of the asset. Also, artisans can buy their

working equipment such as industrial baking ovens, refrigerators, beauty parlor equipment e.t.c

5% Interest Rate

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Customer Support

(+234) 802-773-7771

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About Asset/ Lease Finance Loan

Ibharcan Investment Limited can help you make your dreams of buying a new or fairly used vehicle or

new generator a reality by offering you up to 100% of the cost of the asset. Also, artisans can buy their

working equipment such as industrial baking ovens, refrigerators, beauty parlor equipment e.t.c

Corporate Loan Eligibility

Below are the threshold limits and conditions to qualify for a personal loan.

Age Limit	The applicant should be min 21 years & max. 65 years.
Income	Business should be profit making.
Turnover	₦ 25,000,000 p.a. should be the minimum annual Income.
Co-applicants	Business should be profit making at least for the past 2 years.
Audited	We accept only audited financials by CA.
Cash flow
Type of the Business	Proprietorship, Partnership, Pvt.Ltd. or Public Ltd.

Required Document(s) from Prospective Customers

Interest Rate : 4% flat monthly on reducing balance.
Administration Fee: 1.5% upfront (one off)
Local Purchase Order(LPO): 7% flat with no other charges

One passport Photograph.
Utility Bill.
6months recent pay slip.
6months recent statement of account.
Employment & Confirmation Letter.
Originals of CAC Documents (for business).
Board Resolution(if business).
Work Identification Card (for salaried customers).
Valid Identification Card ( Drivers' License or National ID or International Passport or Permanent Voters' Card).
Post dated cheque(s) that covers the tenor of facility.
Personal Guarantee & Indemnity (for business)

For Guarantor(s)

One passport Photograph.
Statement of Undertaking.
Valid Identification Card ( Drivers' License or Natl' ID or Intl' Passport or Permanent Voters' Card).
Work Identification Card (for salaried guarantors).
Undated cheque(s) that covers the tenor of facility.

FAQ

Do I have the option of pre-paying the entire loan amount?

Yes.

Do I have the option of applying for multiple loans?

No. But will can do a loan Top-up.

Do I have the option to liquidate my existing loans?

Yes.

Why was my application rejected?

Loan application can be rejected due to a number of reasons such as:

• User does not have enough available data for proper evaluation.

• User owes another lending platform.

• User’s loan request exceeds 30 percent of his / her monthly income.

• User has bad loan history.

• If the system discovers any form of data falsification.

• User does not meet our lending criteria.

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Click the link below to Apply for a Business Loan

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