ITB Logistics – Ibharcan Investment Limited

If you have existing investments with Ibharcan Investment Limited, Cash Backed Loan is a pre-approved, low interest loan that can help you access your cash without liquidating your savings. Access 70% of funds in your investment account.

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Customer Support

+234813-635-4251,

+234703-326-4820,

+234 703-318-7765

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About Investment Backed Loan

Education Loan Eligibility

Below are the threshold limits and conditions to qualify for a personal loan.

Age Limit	The applicant should be min 21 years & max. 65 years.
Income	Business should be profit making and returns should be credit worthy to repay loan amount within the loan period while for salary earners, such borrower should have a stable salary income.

Required Document(s) from Prospective Customers

One passport Photograph.
Utility Bill.
6months recent pay slip.
6months recent statement of account.
Employment & Confirmation Letter.
Originals of CAC Documents (for business).
Board Resolution(if business).
Work Identification Card (for salaried customers).
Valid Identification Card ( Drivers' License or National ID or International Passport or Permanent Voters' Card).
Post dated cheque(s) that covers the tenor of facility.
Personal Guarantee & Indemnity (for business)

For Guarantor(s)

One passport Photograph.
Statement of Undertaking.
Valid Identification Card ( Drivers' License or Natl' ID or Intl' Passport or Permanent Voters' Card).
Work Identification Card (for salaried guarantors).
Undated cheque(s) that covers the tenor of facility.

FAQ

Do I have the option of pre-paying the entire loan amount?

Yes.

Do I have the option of applying for multiple loans?

No. But will can do a loan Top-up.

Do I have the option to liquidate my existing loans?

Yes.

Why was my application rejected?

Loan application can be rejected due to a number of reasons such as:

• User does not have enough available data for proper evaluation.

• User owes another lending platform.

• User’s loan request exceeds 30 percent of his / her monthly income.

• User has bad loan history.

• If the system discovers any form of data falsification.

• User does not meet our lending criteria.

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Click the link below to Apply for Investment Backed Loan

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