Business/ SME Loan – Ibharcan Investment Limited

IbharCan offers Business / SME Loan to assist genuine business propositions growth their business. SME loans are offered to all those businesses that fall in the category of SMEs and MSMEs. These loans are generally provided to small business owners, women entrepreneurs and start-up owners on a short-term basis. The duration of these loans are limited to 12 month repayment.

Apply Now !

How to apply for an SME loan online?

Step 1:

a) Indicate interest by clicking Apply Now (A team member will contact you with 12 hours)

b) Fill the online form sent to you - This is the application form that asks for basic requirements such as borrower’s details and the reason for the loan.

Step 2:

a) Upload Documents - These are documents such as government issued ID Card, residency PHCN bill, Bank Statement, etc.

b) Get a Guarantor and load necessary documents for him / her

Step 3:

a) Once all the documents and the online application form are in, a team member will go through them and if ok, in a few minutes accept application!

b) Get Approved!

Step 4:

Get Approved!

Business Loan Eligibility

Limited Amount: N1.5M

Max. Tenor: 12 months

Eligibility Criteria: Visible business plan / commitment

Physical location of business verification

Business registration / CAC

Good Banking relationship with 6 months verifiable bank statements.

Guarantor’s signoff & Indemnity